Disclaimer

Last updated: March 3, 2026

General Disclaimer

This Disclaimer applies to the use of RinggitGuard and its content. We provide information for general educational purposes only and do not offer financial, investment, or professional advice of any kind. All materials on our website, including articles, resources, and data regarding currency risk, ringgit fluctuation, exchange rates, and foreign currency exposure, are intended solely to enhance your understanding of these concepts. We make no warranties or representations regarding the accuracy, completeness, or reliability of any content. Market conditions, exchange rates, and currency valuations change constantly, and historical data does not guarantee future performance or outcomes. Your use of our resources constitutes acknowledgment that you have read and understood this disclaimer.

No Professional Advice

We are not licensed financial advisors, currency traders, or investment professionals. Nothing on our platform should be construed as professional financial, legal, or investment advice. The information we provide about currency risk factors, ringgit value fluctuations, hedging concepts, and foreign currency exposure is educational in nature only. Before making any financial decisions, conducting currency transactions, or implementing hedging strategies, you should consult with qualified financial advisors, currency specialists, or legal professionals who can assess your individual circumstances. We strongly recommend independent verification of all information and consultation with relevant authorities or experts in Malaysia regarding local regulations and currency trading requirements.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or reliance on our educational materials. This includes but is not limited to losses from currency fluctuations, exchange rate changes, foreign currency exposure, or investment decisions made based on information provided. We are not responsible for technical errors, interruptions in service, or inaccuracies in data. Our educational resources on Malaysian currency markets and exchange rate factors are provided on an “as-is” basis without guarantees. Your use of our platform and any actions taken based on our materials are entirely at your own risk and discretion. We recommend maintaining appropriate risk management practices and seeking professional guidance for significant financial matters.

Changes to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our services, legal requirements, or other circumstances. Updates will be effective immediately upon posting to our website. Your continued use of our platform following any changes indicates your acceptance of the revised Disclaimer. We encourage you to review this page periodically to stay informed of any updates. If you do not agree with any changes, please discontinue your use of our services.